Use these 4 tips to save money!

In 2024, you'll spend almost an entire month's salary if you want to score two pairs of festival tickets. With a few smart tips, you can keep some more money in your wallet. Read on and find out if you can use the 4 tips below!

Tip 1: Begin by listing all your sources of income and expenditures (try this for one month).

This will provide you with a clear picture of your monthly earnings and fixed expenses. Don't worry, you don't have to do the math yourself. Often your banking app calculates this automatically and shows nice little graphs. So, if you know what you have approximately left over per month, then you also know how much you can save, what you can spend on groceries and how much you can order on the outlet page of Zalando haha 😉

Tip 2: Recognize your impulse buys

Be honest: what do you really need? And what can wait a month or maybe you can cut out altogether? It is tempting to buy nice things quickly, because that immediately makes you feel good. A while later you may think, "hmm, did I really need this?" Chances are you'll then start making up reasons for yourself why you really needed this. Haha, right? No worries we all do it, but can you fix this? Sure. Our suggestion: afterwards, write down your impulse buys. Maybe you'll discover a pattern from this.

Tip 3: Do this the next time you pint

When we use debit cards, we often don't even think about it. You hold your card, mobile or smartwatch in front of it and voilá! Suppose you were to spend cash, then you feel more like you are "losing" something. Chances are then you'll be a little more careful about spending money. So, with just a little attention, you can save quite a few pennies.

Tip 4. Make a savings plan!

If you want to save for something, ask yourself this question: what do I want to save for? Then see how much money you need for this. Then you can check where you can save money, for example on your fixed expenses. On this website they explain how to do this. When you have written everything down, come up with a plan that you can follow for the rest of the year. You got this!